:root{--navy:#0b2030;--lime:#d5ef8c;--muted:#5c6971;--line:#dce2e5}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:30px}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--navy);background:#fff;font-size:16px;line-height:1.6}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid #75a428;outline-offset:5px}header{max-width:1440px;margin:auto;height:108px;padding:0 6%;display:flex;align-items:center;justify-content:space-between;gap:30px}.brand{font-size:25px;font-weight:800;letter-spacing:1px;display:flex;align-items:center;position:relative;padding-bottom:16px}.mark{background:var(--navy);color:var(--lime);font-family:Georgia,serif;font-size:28px;display:grid;place-items:center;width:42px;height:46px;margin-right:12px}.brand-sub{position:absolute;left:54px;bottom:0;font-size:10px;letter-spacing:3px}nav{display:flex;gap:30px;font-size:14px}nav 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em{color:var(--lime)}.intro{color:#c5ced4;font-size:18px;max-width:500px;line-height:1.75}.actions{display:flex;gap:28px;align-items:center;margin-top:30px}.text-link{font-size:14px}.hero-note{font-size:12px;color:#a4b3bf;margin-top:40px}.hero-panel{background:#183242;padding:34px 36px 24px;border:1px solid #486071;max-width:475px;width:100%;justify-self:end}.panel-top,.panel-bottom{display:flex;justify-content:space-between;font-size:11px;letter-spacing:1.6px;color:#c5ced4}.plus{font-size:25px;color:var(--lime)}.hero-panel h2{font-family:Georgia,serif;font-weight:400;font-size:43px;line-height:1.2;margin:40px 0}.plan>div{display:flex;align-items:center;gap:20px;border-top:1px solid #486071;padding:23px 0}.plan span{color:var(--lime);font-size:13px}.plan strong{font-weight:400;font-size:16px}.panel-bottom{margin-top:32px;font-size:10px}.principles{display:flex;justify-content:space-between;padding:22px 6%;background:#eff3f5;font-size:13px;color:#425561;gap:20px}.section{padding:85px 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span{font-family:Georgia,serif;font-size:28px;color:#72858e}.steps h3{margin-top:0}.steps p{color:var(--muted);margin-bottom:0}.calculator{display:grid;grid-template-columns:1.1fr 1fr;gap:9%;align-items:center}.calculator>div>p{max-width:480px;color:var(--muted)}.fields{display:grid;grid-template-columns:1fr 1fr;gap:18px}label{display:block;font-size:14px}input,select,textarea{width:100%;display:block;margin-top:7px;padding:11px 12px;border:1px solid #bbc7cf;border-radius:2px;color:var(--navy);background:white}input:focus,select:focus,textarea:focus{outline:2px solid #91b457;outline-offset:1px}.result{padding:35px;background:var(--navy);color:white}.result>p:first-child{font-size:11px;letter-spacing:1.7px;color:var(--lime)}output{display:block;font-size:clamp(36px,4vw,57px);line-height:1.3;letter-spacing:-1.5px;margin:20px 0}.bar{height:10px;background:#70877a;margin-bottom:32px;overflow:hidden}.bar div{height:100%;background:var(--lime)}.result-row{display:flex;justify-content:space-between;gap:15px;margin:17px 0;font-size:14px}.result-row strong{font-weight:500}.fine{font-size:12px;line-height:1.7;color:var(--muted)}.result .fine{color:#b7c5ce!important;margin-top:32px}.faq{padding-top:20px}.faq details{border-bottom:1px solid var(--line);padding:20px 0}.faq summary{font-size:18px;cursor:pointer}.faq details p{max-width:850px;color:var(--muted);margin:18px 0 0}.contact{background:var(--navy);color:white;display:grid;grid-template-columns:1fr 1fr;gap:12%}.contact .eyebrow{color:var(--lime)}.contact>div>p:last-child{max-width:360px;color:#bbc9d1}.contact label{margin-bottom:20px}.contact .fine{color:#bbc9d1;margin-top:18px}textarea{resize:vertical}footer{padding:45px 6% 25px;max-width:1440px;margin:auto}.footer-top{display:flex;justify-content:space-between;margin-bottom:30px}.footer-top p{font-size:14px}.footer-bottom{border-top:1px solid var(--line);padding-top:20px;display:flex;justify-content:space-between;font-size:12px;color:var(--muted)}@media(min-width:1600px){.hero,.principles{padding-left:calc((100vw - 1268px)/2);padding-right:calc((100vw - 1268px)/2)}}@media(max-width:900px){header{height:90px}nav{display:none}.hero{gap:5%;padding-top:55px}h1{font-size:56px}.hero-panel{padding:25px}.hero-panel h2{font-size:32px}.actions{flex-direction:column;align-items:start;gap:18px}.principles{flex-wrap:wrap;justify-content:center}.section{padding:60px 6%}.section-heading{gap:30px}.cards{gap:20px}.calculator{gap:5%}.result{padding:25px}.contact{gap:7%}}@media(max-width:650px){header{padding:0 5%;gap:12px}.brand{font-size:21px}.small{font-size:12px;padding:10px}.hero{grid-template-columns:1fr;padding:48px 6%;gap:38px}h1{font-size:57px}.hero-panel{max-width:none}.hero-panel h2{margin:26px 0}.hero-note{margin-top:25px}.principles{display:grid;grid-template-columns:1fr 1fr;gap:12px;font-size:12px}.section-heading{display:block}.section-heading>p{max-width:none}.cards,.approach,.calculator,.contact{grid-template-columns:1fr}.cards{gap:0}.cards article{padding:25px 0}.approach,.calculator,.contact{gap:30px}.fields{gap:14px}.footer-top{gap:20px}.footer-top p{font-size:12px}h2{font-size:38px}.hero-panel .panel-bottom{font-size:10px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}

.business-context{display:grid;grid-template-columns:1.1fr 1fr;gap:8%;border-bottom:1px solid var(--line)}.business-context p{color:var(--muted)}.business-context aside{background:#eef3f5;padding:28px}.business-context ul{padding-left:22px}.business-context li{margin-bottom:15px}.business-context .button{margin-top:15px}.page-intro{background:var(--navy);color:white}.page-intro h1{font-size:clamp(40px,5vw,70px)}.page-intro .intro{color:#c5ced4}.policy{max-width:1000px}.policy h1{font-size:clamp(40px,5vw,65px)}.policy h2{font-size:28px;margin-top:36px}.footer-links{display:flex;gap:22px;flex-wrap:wrap}.footer-links a{text-decoration:underline}footer>.fine{margin-top:24px}@media(max-width:650px){.business-context{grid-template-columns:1fr;gap:24px}.footer-bottom{gap:20px;flex-wrap:wrap}.hero .eyebrow{line-height:1.8}}
.contact-email{margin-top:28px}
.contact-email-address{display:block;width:fit-content;max-width:100%;margin-bottom:20px;font-size:clamp(18px,2vw,24px);overflow-wrap:anywhere;text-decoration:underline;text-underline-offset:5px}
.contact-email-address:hover{color:var(--lime)}
.contact-email a:focus-visible{outline:2px solid var(--lime);outline-offset:5px}
.contact-email .fine{max-width:360px}
.contact-details{display:grid;gap:16px;margin-top:28px;font-style:normal;overflow-wrap:anywhere}
.contact-details strong{font-size:20px;font-weight:600}
.contact-detail-label{display:block;margin-bottom:4px;font-size:12px;font-weight:700;letter-spacing:1px;text-transform:uppercase}
.contact-details a{text-decoration:underline;text-underline-offset:5px}
.contact-details a:hover{color:var(--lime)}
.contact-details a:focus-visible{outline:2px solid var(--lime);outline-offset:5px}

.policy{overflow-wrap:anywhere}
.policy>section{margin-top:40px}
.policy h3{font-size:20px;margin-top:24px;letter-spacing:0}
.policy li{margin-bottom:10px}
.policy ul,.policy ol{padding-left:24px}
.policy a{text-decoration:underline;text-underline-offset:3px}
.policy address{font-style:normal;line-height:1.9}
.policy-notice{margin:32px 0;padding:24px;border-left:4px solid #91b457;background:#eef3f5}
.policy .policy-notice h2{margin-top:0;font-size:24px;letter-spacing:-.5px}
.policy-notice p:last-child{margin-bottom:0}
@media(max-width:650px){.policy h1{font-size:42px;letter-spacing:-1.5px}.policy-notice{padding:20px}.policy h2{line-height:1.25}}
